Does health Insurance pay for Viagra,?
Jun 07, 2007 by RRRR | Posted in Insurance
Does health Insurance pay for Viagra, or can I buy it on counter?
Where?
I don’t trust online sellers.
You will need to call your insurance company to see if they'll cover the Viagra but in most cases they won't. There is a free drug card available here http://drugcardamerica.com/index.aspx?af fid=265&agent=1&rxgrp=SAS265& ;affguid={b7e6c94d-8b80-4605-8155-29578b ee9673} that may help you. Since it's free it doesn't hurt to try. It's accepted at most pharmacies including Wal-mart and Walgreen's. I've got clients with regular insurance that have told me their prescriptions cost less with the card than what they'd pay going through their insurance.
Zarnev | Jun 07, 2007
Viagra is not over the counter, and must be prescribed by a physician. Coverage by medical insurance varies. Generally, only the most comprehensive plans will cover payment for the product.
acermill | Jun 07, 2007
You cannot buy it over the counter - you need a prescription for it.
Good for you not trusting online sellers - did you see the 60 minutes expose on internet viagra sales? Some outfit in china makes the pills, they LOOK just like viagra pills, but are counterfeit - all fake. Then they sell to wholesalers who sell over the internet . . .and they make MILLIONS selling fake viagra. From the people who brought you contaminated pet food . . .
A real pharmacy is the only place you can go to trust you're getting real viagra.
mbrcatz17 | Jun 07, 2007
Custo | Jun 08, 2007
Concern about Insurance bill?
Dec 03, 2007 by Crusader_08 | Posted in Insurance
I was wondering if i can use my health insurance to buy a viagra?
where can i buy it?
finally my parents is paying the insurance. will they know if i used the insurance? what i mean is will the insurance sent them a bill saying some one bought a viagra?
Call the number on the back of your card and ask them.
Your parents won't get a bill for the viagra. They won't know about prescriptions - but they WILL see that there was a doctor visit (you need that, to get the presciption). They won't see what it was for, though.
mbrcatz | Dec 03, 2007
What do liberals think of my "free market" healthcare plan?
Mar 23, 2010 by YES WE CAN! | Posted in Politics
Liberals keep complaining that Republicans don't have a plan for reforming health care in America. I have a plan!
It's a one-page bill creating a free market in health insurance. Let's all pause here for a moment so liberals can Google the term "free market."
Nearly every problem with health care in this country -- apart from trial lawyers and out-of-date magazines in doctors' waiting rooms -- would be solved by my plan.
In the first sentence, Congress will amend the McCarran-Ferguson Act to allow interstate competition in health insurance.
We can't have a free market in health insurance until Congress eliminates the antitrust exemption protecting health insurance companies from competition. If Democrats really wanted to punish insurance companies, which they manifestly do not, they'd make insurers compete.
The very next sentence of my bill provides that the exclusive regulator of insurance companies will be the state where the company's home office is. Every insurance company in the country would incorporate in the state with the fewest government mandates, just as most corporations are based in Delaware today.
That's the only way to bypass idiotic state mandates, requiring all insurance plans offered in the state to cover, for example, the Zone Diet, sex-change operations, and whatever it is that poor Heidi Montag has done to herself this week.
President Obama says we need national health care because Natoma Canfield of Ohio had to drop her insurance when she couldn't afford the $6,700 premiums, and now she's got cancer.
Much as I admire Obama's use of terminally ill human beings as political props, let me point out here that perhaps Natoma could have afforded insurance had she not been required by Ohio's state insurance mandates to purchase a plan that covers infertility treatments and unlimited ob/gyn visits, among other things.
It sounds like Natoma could have used a plan that covered only the basics -- you know, things like cancer.
The third sentence of my bill would prohibit the federal government from regulating insurance companies, except for normal laws and regulations that apply to all companies.
Freed from onerous state and federal mandates turning insurance companies into public utilities, insurers would be allowed to offer a whole smorgasbord of insurance plans, finally giving consumers a choice.
Instead of Harry Reid deciding whether your insurance plan covers Viagra, this decision would be made by you, the consumer. (I apologize for using the terms "Harry Reid" and "Viagra" in the same sentence. I promise that won't happen again.)
Instead of insurance companies jumping to the tune of politicians bought by health-care lobbyists, they would jump to the tune of hundreds of millions of Americans buying health insurance on the free market.
Hypochondriac liberals could still buy the aromatherapy plan and normal people would be able to buy plans that only cover things like major illness, accidents and disease. (Again -- things like Natoma Canfield's cancer.)
This would, in effect, transform medical insurance into ... a form of insurance!
My bill will solve nearly every problem allegedly addressed by ObamaCare -- and mine entails zero cost to the taxpayer. Indeed, a free market in health insurance would produce major tax savings as layers of government bureaucrats, unnecessary to medical service in America, get fired.
For example, in a free market, the government wouldn't need to prohibit insurance companies from excluding "pre-existing conditions."
Of course, an insurance company has to be able to refuse new customers with "pre-existing conditions." Otherwise, everyone would just wait to get sick to buy insurance. It's the same reason you can't buy fire insurance on a house that's already on fire.
That isn't an "insurance company"; it's what's known as a "Christian charity."
What Democrats are insinuating when they denounce exclusions of "pre-existing conditions" is an insurance company using the "pre-existing condition" ruse to deny coverage to a current policy holder -- someone who's been paying into the plan, year after year.
Any insurance company operating in the free market that pulled that trick wouldn't stay in business long.
If hotels were as heavily regulated as health insurance is, right now I'd be explaining to you why the government doesn't need to mandate that hotels offer rooms with beds. If they didn't, they'd go out of business.
I'm sure people who lived in the old Soviet Union thought it was crazy to leave groceries to the free market. ("But what if they don't stock the food we want?")
The market is a more powerful enforcement mechanism than indolent government bureaucrats. If you don't believe me, ask Toyota about six months from now.
Right now, insurance companies are protected by government regulations from having to honor their contracts. Violating contracts isn't so easy when co
Your plan is very bad and is detrimental to consumers. Insurance companies would love it though.
The insurance companies want to be able to operate like the credit card companies and have their domiciles in states with few regulations. That would enable them to sell to individuals in states with high regulatory standards. That is how credit card companies are currently able to bypass state usury laws and charge consumers outrageous interest rates. Insurance companies would operate similarly and engage in “a race to the bottom” i.e., to operate out of a state with the most minimal consumer protections. That does not help anyone, except the insurance companies.
Most people would not realize how defective their coverage was until they become ill or injured. That is one reason why so many people who currently file bankruptcy due to medical bills are actually people who have health insurance.
In order for selling across state lines to work decently, the federal government would have to institute strict minimum standards of coverage in order to protect the insured. The new legislation addresses this issue.
In addition, I find it interesting that conservatives who are always babbling on and on about state’s rights would support such suggestions which clearly strike down the states’ authority to set minimum standards for the coverage protection of their own residents.
Also, your argument concerning preexisting conditions does not make sense. Of course the insurance companies don't want to cover such people because they anticipate paying out a lot of money in claims. The individual mandate is included in the new legislation in order to try to offset the insurance costs by including more people who tend to be younger and healthier.
You're also confusing the preexisting condition situation with insurance companies dropping insured people after they become ill. They do it all the time. That is well documented. They stay in business, so I don't know what you're talking about. The new legislation addresses that situation also.
tribeca_belle | Mar 23, 2010
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